Martes, Hulyo 26, 2011

Pacific Terraces Community South











Terraces Community South

Carsadang Bago, Imus, Cavite
"Now, a green community you can call HOME"
Pacific Terraces Community South (PTC South) is the second Philippine Transmarine Carriers housing project after the successful launch and development of its predecessor, Pacific Terraces Community.
In PTC South, one may now experience vast open spaces and green areas. Enjoy the basketball court surrounded by grass-covered amphitheater-type steps, flex your green thumb in the greenhouse for edible and ornamental plants, and earn while you learn at livelihood seminars. Use the grass-covered checker board play area for exercise sessions or birthday celebrations and run around the bamboo forest-inspired playground area with steel poles.
Now a home close to your heart is close to everything you need. At PTC South, you are minutes away from private schools, hospitals and medical clinics. It is easily accessible via Coastal Road or Daang Hari.













BASED ON BDO (15-85)
Total Contratc Price 2,858,574
Loanable Amount 2,429,788
Equity 428,786
Less: Reservation Fee 30,000
Equity Balance to be Amortized 398,796
Monthly Equity 12 Months 33,323

Est. Bank Charges (Inclusive of annotation,first year MRI.FI) 72,894

Est. Mothly Amortization @6% interest fixed for 1year
Excludes of Monthly MRI & FIRE INSURANCE
10years 28,152
15years 22,061
10years 19,147

Required Monthly Income:
10years 80,435
15years 63,032
20years 54,706














BASED ON BDO (15-85)
Total Contratc Price 2,450,668
Loanable Amount 2,083,068
Equity 367,600
Less: Reservation Fee 30,000
Equity Balance to be Amortized 337,600
Monthly Equity 12 Moths 28,133

Est. Bank Charges (Inclusive of annotation,first year MRI.FI) 62,492

Est. Mothly Amortization @6% interest fixed for 1year
Excludes of Monthly MRI & FIRE INSURANCE
10years 24,135
15years 18,913
10years 16,415

Required Monthly Income:
10years 68,958
15years 54,038
20years 46,900

BASED ON BDO (15-85)
Total Contratc Price 3,822,257
Loanable Amount 3,248,918
Equity 573,339
Less: Reservation Fee 30,000
Equity Balance to be Amortized 543,339
Monthly Equity 12 Moths 45,278

Est. Bank Charges (Inclusive of annotation,first year MRI.FI) 97,468

Est. Mothly Amortization @6% interest fixed for 1year
Excludes of Monthly MRI & FIRE INSURANCE
10years 37,643
15years 29,499
10years 25,602

Required Monthly Income:
10years 107,552
15years 84,283
20years 73,149

Sabado, Hulyo 23, 2011

Pacific Woods West

Pacific Wood West 

Carsadang Bago, Imus, Cavite

"Magkaka-BAHAY na tayo!"
In Pacific Woods West, we make your dreams of the perfect starter home come true by combining affordability and quality. Located in the heart of Imus, it is a well-planned low density community.
With its efficient yet stylish design, each charming townhome unit was designed with young families in mind. It is the perfect place to make dreams and live dreams for you and your family.
Pacific Woods West is now only 45 minutes away from Makati because of the newly opened Cavite Expressway (Cavitex), the extension of Coastal Road, which directly connects Manila and Cavite. It is also easily accessible via Daang Hari. It is only one ride away to Imus town proper and is close to major shopping areas, schools, churches, and hospitals.

SAMPLE COMPUTATION BASED ON BANCO DE ORO FINANCING: (15-85)

SUNFLOWER MODEL      Lot Area 48sqm. Floor Area 41.2sqm

Total Contract Price                    1,443,998.00
Promo for Buyers                           150,000.00
Net TCP                                     1,293,998.00
Loanable Amount Total               1,099,898.00
Equity                                            194,099.00
Less Reservation Fee                       15,000.00
Equity Balance to be Amortized      179,000.00
Monthly Equity (9 Months)               19,899.97

(Est. bank charges (Inclusive of annotation, first year MRI,FI)      32,996.95

Estimated Mothy Amortization
(Excludes Monthly MRI & Fire Insurance Premium)
10 years                             12,743.67
15 years                               9,986.44
20 years                               8,667.33

Required Net Monthly Income
10 years                             36,411.00
15 years                             28,533.00
20 years                             24,764.00

Martes, Hulyo 12, 2011




Park Townhomes

Brgy. Navarro, Gen. Trias, Cavite
"A home I can call my own"
With Richmond Park Townhomes, owning a home has never been this easy. Richmond Park Townhomes offers affordable units which is only a few kilometers away from Cavite Export Processing Zone and other commercial establishments. It is easily accessed through cement roads by public transportation.
Richmond Park Townhomes is the ideal starter home for young families. It combines affordability and quality. It offers efficient yet stylish design which maximizes space while maintaining appeal. Richmond Park Townhomes is where you can begin living your dreams for you and your family.













BASED ON PAGIBIG FINANCING (FOR CONSTRUCTION)
Sophia Regular Inner
TOTAL CONTRACT PRICE 765,070
Pag-ibig Loan 723,000
Equity 42,070
Less: Reservation Fee 5,000
Monthly Equity (12months) 3,089.17

NOTE: POWER 6 PROMO: COMPLETE REQUIRED DOCS INCLUDING PDC FOR EQUITY & UPDATED 1ST 6MONTHS PAYMENT THE LAST 6MONTHS WILL BW WAIVED.

Pag-ibig Est. Monthly Amortization (Inclusive of MRI & Fire Insurance)
20years 6,207
25years 5,712
30years 5,412
Required Monthly Income
20years 15,519
25years 14,281
30years 13,631

BASED ON PAGIBIG FINANCING (READY FOR OCCUPANCY UNIT)
Sophia Regular Inner
TOTAL CONTRACT PRICE 765,070
Pag-ibig Loan 723,000
Equity 42,070
lESS: sPECIAL lIMITED dISCOUNT 17,070
Less: Reservation Fee 5,000
Equity (1month) 20,000

NOTE: POWER 6 PROMO: COMPLETE REQUIRED DOCS INCLUDING PDC FOR EQUITY & UPDATED 1ST 6MONTHS PAYMENT THE LAST 6MONTHS WILL BW WAIVED.

Pag-ibig Est. Monthly Amortization (Inclusive of MRI & Fire Insurance)
20years 6,207
25years 5,712
30years 5,412
Required Monthly Income
20years 15,519
25years 14,281
30years 13,631


Corporate Profile


Profile

Established in 1992, ACM Homes (ACM) is a fast-growing and profitable housing developer focused on the high potential areas of Cavite and Batangas in Southern Luzon. ACM has low and medium cost residential developments spread over fifteen (15) projects in Cavite and Batangas, comprised of more than 10,000 housing units already completed and delivered. The house and lot packages in these projects range from300,000 to 3,500,000. Additionally, there are available inventories in ongoing projects good for the next five years. Its clientele are primarily end-users and first-time home buyers.
A strategic marketing alliance has been forged with Philippine Transmarine Carriers, Inc. (PTC), one of the country's largest crew management companies. PTC partnered with ACM to carry out its Corporate Social Responsibility (CSR) program on the latter's expertise in the OFW market and belief in transforming housing projects into living communities. This partnership enables the company to exclusively tap the demand potential of the nearly 35,000 officers and crew deployed by PTC annually.
The company was founded by Antonette de Guzman, Carol Osteria, and another partner, Mia Gentugaya who used the beginning initials of their first names as the company name. The first two were expatriates working in Hongkong while Gentugaya is a senior partner in one of the country's top law firms. Osteria was a senior executive at Chemical Bank where she did investment banking. De Guzman was a regional director for Credit at The Elder's Finance Group. Gentugaya is not active with the operation of the company, but she remains as a consultant for ACM.
The Company has a professional management team with varied and complementing experience in housing development, marketing, finance and operations. Management is overseen by highly experienced and competent Board of Directors with relevant and diverse background and expertise.

Mission & Quality Policy

Our Vision

ACM Homes aims to be the most preferred developer of affordable, quality homes and a steward of sustainable and earth-friendly communities.

Our Mission

We build quality and environmentally sustainable communities that will not only satisfy but will ultimately exceed customer expectations.
We remain as a strong and professionally managed company that continuously instills in its people the spirit of entrepreneurship and ownership which will transform them into stakeholders of the company.
We achieve quality and sustainable earnings, enabling the company to meet and enhance the expectations of all its stakeholders.

Our Quality Policy

We are a strong and professionally managed company that puts the customer first.
We are committed to satisfy our customers' requirements and expectations by:
  • Consistently building quality and affordable homes
  • Promoting livelihood projects that encourage sustainability
  • Fostering communities that are environment-friendly
We act with integrity.
We care for the community.
We act with passion like owners.
We strive for excellence in all the things we do.
At ACM, we enrich lives by building homes, strengthening communities, and securing the future of the families.
For us, business is not just seeking a return on investment but also a return on life.

of Directors

The ACM board is composed of the following eight directors:

Gerardo A. Borromeo


Filipino. The Chairman of the Board of Directors of the Company. He is also presently the Vice Chairman & Chief Executive Officer of PTC, Director of Amalgamated Development Corp., Director of Tolman Manufacturing Inc., Managing Director of BT Holdings, Inc., and President of Borromeo Technology Holdings, Inc. He was also the President of Saztec Philippines, Inc. He also serves as Board Advisor of William Shaw Foundation, Inc., Educational Counselor of Massachusetts Institute of Technology, Treasurer of International School Board of Trustees and President/Vice President of International Little League Association. He obtained his undergraduate and post-graduate degrees from the Massachusetts Institute of Technology in the US.

Horst F. Geicke


German. He is a direct shareholder of the Company. As a Hong Kong-based private investor, Mr. Geicke co-founded Pacific Alliance, VinaCapital, and ARC Capital China and built up his own manufacturing and trading business with factories in China and Vietnam. He is a past president of the German Chamber of Commerce and past chairman of the European Chamber of Commerce in Hong Kong.

Louis M. Bowen


American. Presently, he is chairman and managing director of Asia Capital Management Limited. He has been involved in the private equity and investment banking business in Asia for 27 years. Mr. Bowen obtained his MBA degree from the Wharton School, University of Pennsylvania and BA Economics degree from the University of Kansas.

Zorayda Amelia C. Alonzo


Filipino. She has served 10 years as the Chief Executive Officer of the Home Development Mutual Fund (Pag-IBIG Fund) and is among the highly respected individuals in the housing industry. She was also the Undersecretary of the Department of Trade and Industry for SME Development and the Chairman and CEO of Small Business Guarantee and Finance Corporation. She is a recipient of The Outstanding Women in the Nation's Service Award in 1992. Mrs. Alonzo obtained her Masters in Economics from the University of the Philippines and an Economics degree from Universidad de Madrid. She took a Core Course in Housing Finance at the Wharton School of Business in University of Pennsylvania and several of her works have been published in international publications such as the International Union of Housing Finance Institutions.

Meldin Al. G. Roy


Filipino. He is presently the Group Chief Financial Officer of the Philippine Transmarine Carriers, Inc. and its subsidiaries, and President of First Maritime Communication Technologies, Inc., First Maritime Credit Corporation, First Maritime Business Resources, Inc., Global Partners Capital Corp., and Villeroy Consulting, Inc. He also held key executive positions in Swift Foods, Inc., Bayan Telecommunications, Inc., Philsteel Holdings Corporation, RFM Corporation, Alcantara Group of Companies, Alsons Consolidated Resources, Inc., and Metro Pacific Corporation. Mr. Roy obtained his MBA and undergraduate degree from the University of the Philippines.

Gener T. Mendoza


Filipino. He is a co-founder and president of GNCA Holdings, Inc. and The Structured Financial Group, Inc. He is currently the president of Minerales Industrias, Inc., a publicly listed Company. For the past five years, he has served as rehabilitation receiver for Pryce Gases, Inc. and AMA Land, Inc. as well as consultant to the receiver or liquidator of National Steel Corporation and Advent Capital and Finance Corporation. He is also the receiver of Pryce Corporation and consultant to the receiver of Bacnotan Steel Industries, Inc. Previously, he was a principal at SyCip Gorres & Co., vice president for corporate finance of Kuok Phil. Properties, Inc., and executive vice president of Crown Equities Inc. Mr. Mendoza earned his MBA from the Harvard Business School and his bachelor of science in management engineering (summa cum laude) from the Ateneo de Manila University.

Carolina S. Osteria


Filipino. A co-founder and Managing Director of the Company. Prior to forming the Company, she was a senior executive at Chemical Bank where she held various positions in the areas of strategic planning, capital market operations, investment banking and corporate finance, covering the US, European and Asian markets. She obtained her MBA, Finance from Loyola College of Maryland and her BS Business Administration Degree from the University of the Philippines. She is concurrently serving as the Chief Financial Officer of the Company.

Antonette P. de Guzman


Filipino. A co-founder and Managing Director of the Company. She is principally responsible for overseeing the Company's marketing and project planning activities. Prior to forming the Company, she held senior executive positions in the Elders Finance Group in Singapore and Hong Kong and the Private Investment Company for Asia (PICA) SA in Manila where she was involved in project finance, investment banking, and credit-related transactions. She is a graduate of Maryknoll College, Manila where she earned a bachelor's degree in Economics. She is concurrently serving as the President of the Company.

What sets ACM Homes Apart

ACM's unique focus allows it to give buyers homes and communities that meet their requirements:
  1. Value for Money Houses

    • Affordably Priced Houses -- price points that match the buyers' income levels.
    • Good Quality Houses -- materials and house specifications in accordance to the building code.
  2. Highly Accessible Communities

    • ACM Homes builds communities that are highly accessible to schools, offices, malls and hospitals.
  3. Environmental Behavior Research (EBR) Approach to Planning

    • Efficient planning methodologies based on Environmental Behavioral Research (EBR) have been adopted to ensure the long-term sustainability of the communities and its successful integration into the existing neighborhoods.
    • The EBR Approach to planning has led to the creation of well-thought out community layouts and amenities.
  4. Efficient Backroom Office

    • ACM Homes believes that building "folders" is as important as building houses. This is why a third (1/3) of the workforce is dedicated to doing backroom support and processing documents in order to make sure that buyers move in their new homes as smoothly and hassle-free as possible.
  5. ACM as a Partner for CSR Programs of Corporations

    • Philippine Transmarine Carriers, Inc. (PTC) partnered with ACM Homes to carry out their Corporate Social Responsibility (CSR) initiative of taking care of the welfare of the seafarers through housing. PTC saw that ACM had a whole new approach to housing which was building communities.
    • Given this successful CSR program partnership with PTC, ACM presents itself as a CSR outsourcing partner for other companies. Each company has specific goals for implementing CSR, but by presenting a realistic housing scheme for its labor force and outsourcing the implementation to ACM, it allows the company to concentrate on its core competencies while building better relations with key stakeholders.
    • In contrast to big developers in the market, ACM's flexible size can cater to the needs of specific groups and develop projects that will fit the requirements of the company such as matching the price points to the employees' incomes and expectations on affordability; discount packages for corporate groups from savings on marketing costs; and arranging special end-buyer financing windows with local banks and Pag-IBIG. All projects will feature the same intelligent amenities that ACM has been developing to ensure that communities are established rather than mere housing subdivisions.